How do car insurance companies determine their rates?

Car insurance companies use complicated formulas to determine their car insurance rates. The rates not only depend on general insurance metrics but also on the type of driver.

Car insurance companies collect information about each driver and use that information to compare that driver against similar drivers. Based on that comparison, insurance companies match drivers against similar drivers to determine their risk of accident. 

If you believe you have been unjustly treated by an insurance company, contact the Des Moines bad faith insurance lawyers of LaMarca Law Group, P.C., at 877-327-2600. 



Deer-related car accidents rise 17% in last five years

The number of deer-related car accidennts is on the rise in Iowa. According to a study conducted by State Farm Insurance, the number of deer-vehicle accidents has risen 17% in the last five years. 

While many drivers do not think of the dangers of deer accidents, they can lead to significant damage to cars and serious injuries to drivers and passengers. Depending on a driver's insurance coverage, they may or may not be able to be compensated for damages and injuries related to deer-related car accidents. 

If you have been injured in a deer-related car accident and believe your insurance provider is not giving you the coverage you deserve, contact the Iowa bad faith insurance lawyers of LaMarca Law Group, P.C., at 877-327-2600. 



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