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How do car insurance companies determine their rates?

Posted on December 23rd, 2009 No Comments

Car insurance companies use complicated formulas to determine their car insurance rates. The rates not only depend on general insurance metrics but also on the type of driver.

Car insurance companies collect information about each driver and use that information to compare that driver against similar drivers. Based on that comparison, insurance companies match drivers against similar drivers to determine their risk of accident. 

If you believe you have been unjustly treated by an insurance company, contact the Des Moines bad faith insurance lawyers of LaMarca & Landry, P.C., at 877-327-2600. 

Be careful putting up your Christmas lights

Posted on December 17th, 2009 No Comments

During the holiday season, many individuals and families decorate their homes with Christmas decorations. These decorations often include lights and other electric objects.

While these decorations make a home shine, they can also expose individuals to the risk of electrocution. For instance, if the the light bulbs break or the chord is torn, then individuals and family members could be electrocuted. 

If you or anyone you know has suffered an injury due to Christmas decorations, contact the Iowa Christmas decoration injury lawyers of LaMarca & Landry, P.C., at 877-327-2600. 

Recent icy conditions may increase chance of traffic accidents

Posted on December 9th, 2009 No Comments

The state of Iowa has been hit by cold and snowy conditions in the past few days. According to weather reports, this weather is likely to continue in the short term.

These icy conditions make driving more dangerous on the road. These dangers are the result of drivers losing control of their car and being unable to see in the snow. 

If you or anyone you know has been involved in a car accident due to icy conditions, contact the Iowa car accident attorneys of LaMarca & Landry, P.C., at 877-327-2600. 

Is there a statute of limitations for Iowa personal injury lawsuits?

Posted on December 3rd, 2009 No Comments

According to Iowa law, the statute of limitations for personal injury lawsuits is two years in most circumstances. This means that a plaintiff can file a personal injury lawsuit within two years of the incident that caused the injury.

If the injury occurred over a period of time, such as a work-related injury, then the statute of limitations is typically extended to two years after the last day the individual's injury was aggravated. 

If you have any questions regarding statute of limitations in regards to personal injury lawsuits, contact the Iowa personal injury lawyers of LaMarca & Landry, P.C., at 877-327-2600. 

What if someone is injured in a rescue attempt?

Posted on December 3rd, 2009 No Comments

When car accidents occur, oftentimes paramedics are not able to be on the scene immediately. Because of this, many witnesses to the accident usually can respond to the accident more quickly.

While not every witness will try to save any injured drivers or passengers, some may try and may wonder how their legal liability will be affected. Assuming the witnesses are performing reasonable safety measures, then they will likely not be charged with a personal injury claim if they further injury the injured parties. 

However, if the witnesses are injured in the process, they likely will not be able to sue for damages from the people who they were trying to save. 

If you or anyone you know has been injured while trying to save someone else, contact the Des Moines personal injury attorneys of LaMarca & Landry, P.C., at 877-327-2600. 

The long-term damage inflicted by concussions

Posted on December 3rd, 2009 No Comments

In sports, there are nearly 300,000 concussions each year according to government statistics. These brain injuries not only cause short-term memory loss and headaches, they also could lead to long-term damage.

This long-term damage has been frequently commented on in the media because of the recent studies released on NFL players' concussions. The studies have shown that NFL players who suffer concussions in their career have a higher likelihood of long-term brain injuries like dementia. 

If you or anyone you know has been involved in an accident and incurred a concussion, contact the Iowa brain injury lawyers of LaMarca & Landry, P.C., at 877-327-2600. 

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© Copyright 2008-2009 LaMarca & Landry, P.C. At LaMarca & Landry, P.C., serving the state of Iowa, our team can help if you require legal assistance. We handle cases involving personal injury claims, malpractice claims, and a variety of matters involving business and real estate law.
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